FL homeowners flock to principal reduction program

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One of the components of the MHA initiative was the Principal Reduction Alternative (PRA) program. Under the PRA program, some of the principal of a borrower’s loan was forgiven and didn’t have to be repaid as long as the borrower remained in good standing-not more than 60 days delinquent-on a Home Affordable Modification Program (HAMP.

Effective immediately, Today’s Home Solutions of America is offering a one of a kind principal reduction program to Florida homeowners who are "upside down" in their mortgages. This is the best option available to a homeowner who wants to keep his home and can afford to make a payment based on the current market value.

In Arizona, which had the second worst rate, 1 in 169 housing units received a notice, while in Florida. homeowners on a permanent basis, many industry experts and economists agree. ” Until the.

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THE FLORIDA HOMESTEAD EXEMPTION GENERALLY. The Florida Homestead Exemption reduces the taxable value of real property by up to $25,000, $50,000 for a married couple. It is an ad valorem tax exemption provided by Florida law for qualified residents who own and reside on the property as their primary residence.

Principal reductions may be paid for by Hardest Hit Fund Dec. 13, 2012 Florida’s key foreclosure prevention program may use a portion of its $1 billion to pay down mortgage principal amounts for struggling homeowners, a controversial tactic that critics.

For eligible homeowners, the program will reduce mortgage payments to less than 38 percent of household income by reducing principal to between 105 and 140 percent of the home’s value.

The following information answers commonly asked questions about the Homeowners’ Exemption. If you do not find an answer to your question here, please contact the Assessor’s Office at (916) 875-0710, Monday through Friday, between the hours of 8:00am – 4:00pm. There is no fee for filing for the Homeowners’ Exemption.

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