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Borrowers who qualify for HAFA will be given pre-approved short sale terms before the property is listed, and once an offer is made, mortgage servicers have 10 days to approve or reject the sale. The HAFA program becomes effective April 5, 2010, but the Treasury said participating servicers may elect to implement the program earlier.
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New short sale rules impact buyers.. Short sale transactions through HAFA must take place at "arm’s length," meaning the home sellers cannot sell the property to a relative or anyone else.
Free Online Library: Short on results: short sales are the best hope for sopping up ballooning inventories of foreclosed properties. So why haven’t they had more impact?(REO management, Financial report) by "Mortgage Banking"; Banking, finance and accounting Business Real estate industry Banking industry Company sales and earnings Officials and employees foreclosure housing, Single family.
Information on Home Affordable Foreclosure Alternatives (HAFA. – solely by Chase and does not represent any determination by Treasury as to the servicer's. matrix below is a summary of the requirements related to Treasury's HAFA program. keep up with the mortgage payments, a HAFA-eligible short sale may:. o It is the responsibility of the borrower to deliver a clear marketable title.
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. of the property to the servicer – provided the title is free and clear of mortgages, liens and encumbrances. With either the HAFA short sale or DIL, the servicer may not require a cash. The guidelines for HAFA are detailed further in the documents listed below.. Servicing Transfer Data Dictionary – 07/01/2017 Release
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HAFA short sales pick up slightly after rules eased By Jon Prior . August 3, 2012 HousingWire.com Mortgage servicers completed slightly more short sales under a government-funded program over the last two months after the Treasury Department relaxed rules.