Fighting MERS could lead to credit card rates for mortgages

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In early 2018, the average percentage rate (APR) for credit cards was 16.35%, an all-time high. If the Fed has three rate hikes of 0.25% this year, that likely would push the average credit-card apr to 17.10%. Here’s how that interest-rate increase would affect monthly interest for consumers with $10,000 or $15,000 in credit-card debt.

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[Update 1: Aristar Funding Corp. comment] If local governments succeed in the fight against how banks have recorded the transfer of mortgage notes through the Mortgage Electronic Registration.

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