Fighting MERS could lead to credit card rates for mortgages

The data illustrates a great opportunity for auto dealers and lenders to help subprime consumers understand their credit score earlier in the online shopping process. This educational opportunity may.

In early 2018, the average percentage rate (APR) for credit cards was 16.35%, an all-time high. If the Fed has three rate hikes of 0.25% this year, that likely would push the average credit-card apr to 17.10%. Here’s how that interest-rate increase would affect monthly interest for consumers with $10,000 or $15,000 in credit-card debt.

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[Update 1: Aristar Funding Corp. comment] If local governments succeed in the fight against how banks have recorded the transfer of mortgage notes through the Mortgage Electronic Registration.

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